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WickedFile vs Melio
✦ Best for auto repair shops

WickedFile vs Melio

Which Is Right for Your Auto Repair Shop?

Your shop processed hundreds of parts invoices last month. Somewhere in that stack, a core credit is missing and a duplicate charge slipped through. Melio can pay those bills faster — but it can't tell you which ones are wrong.

WF
WickedFile

AI-powered AP reconciliation purpose-built for auto repair. Matches every part on every invoice to every repair order. Catches overcharges, missing credits, and pricing errors before you pay.

Melio
Melio

Simple, affordable bill pay for small businesses across every industry. Pay vendors by ACH, card, or check. Sync with QuickBooks. Manage cash flow with batch payments and a mobile app. Free tier available.

CORE DIFFERENCE
Melio helps you pay your bills. WickedFile helps you verify every dollar on those bills is correct before you pay them. Melio processes payments without knowing what's on the repair order behind them. WickedFile matches every line item to the RO, flags missed core credits, and catches the discrepancies that generic payment tools can't see.
Category
WickedFile ✦
Melio
Best for
Auto repair shops
Small businesses across all industries
Starting at
$299/mo flat
Free (paid from $25/mo)
Key strength
AI parts-to-RO matching
Flexible bill pay, multiple methods
Key limitation
Auto repair only
No RO/core/shop workflow
Free tier
500-page trial
Free Go plan (5 ACH/mo)

Core Return Tracking and RO-to-Invoice Matching

Melio can sync vendor credits from QuickBooks Online, letting you apply existing credits when paying bills. But every credit is a generic line item — no distinction between a core return, a warranty adjustment, or a pricing correction. Melio also has no concept of a repair order. A part ordered but never billed to a customer, or a core returned but never credited on your statement — Melio cannot detect either one.

WickedFile's AI is trained specifically for auto repair. It distinguishes core returns from warranty credits, flags missing credits automatically, and matches every parts invoice line item back to the repair order it belongs to. If a part was ordered but never billed to a customer — whether from process gaps, technician errors, or internal theft — the system catches it before the losses compound.

BOTTOM LINE
Melio applies credits you already know about. WickedFile finds the ones you're missing — and catches the unbilled parts hiding in your repair orders.

Shop Management System Integration

Melio integrates with QuickBooks Online, QuickBooks Desktop, Xero, and Amazon Business — solid accounting connections for general bill pay. But Melio has no connection to any shop management system. If your shop runs on Tekmetric or Shop-Ware, there is no way for Melio to access your repair order data, parts history, or vendor statement details.

WickedFile plugs directly into the platforms independent shops actually use — Shop-Ware, Tekmetric, Mitchell 1, Protractor, NAPA TRACS, Fullbay, and RO Writer — plus QuickBooks and your bank and credit card feeds. Every invoice, every RO, and every vendor statement flows into one centralized hub without manual re-entry.

BOTTOM LINE
Melio connects to your accounting software. WickedFile connects to your entire operation — from the shop floor to the vendor statement.

Payment Flexibility vs. Profit Protection

This is where Melio genuinely shines. Pay vendors by credit card even when they only accept checks — earning rewards and extending your cash float. Schedule batch payments, pay from your phone, split bills into installments, and make international payments. For managing cash flow, Melio delivers real value.

WickedFile doesn't process payments — that's not its purpose. Instead, it continuously scans your invoices, repair orders, vendor statements, and accounting data to surface discrepancies your team would never find manually. WickedTrackers lets you set custom monitoring criteria and receive scheduled email alerts. When issues surface, assign tasks to team members directly within the platform.

BOTTOM LINE
Melio speeds up paying your bills. WickedFile makes sure every dollar on those bills is correct — and automates the reconciliation your back office can't keep up with.
$299
/mo
✓ Flat rate, all features
✓ No per-user fees
✓ No transaction fees
✓ 500-page free trial
Flat rate, all features
No per-user fees
No transaction fees
500-page free trial
MELIO
Free Go — $0/mo (5 ACH)
Core — $25/mo (20 ACH)
Unlimited — $80/mo

+ $0.50/extra ACH · 2.9%/card

💡 REAL-WORLD SCENARIO

5-location operator processing 60+ vendor payments/month:
Melio Core plan = $25/mo + extra ACH fees + 2.9% on card payments.
WickedFile = $299/mo flat, with auto-repair reconciliation Melio can't provide at any price.

Start Your Free Trial →

Choose WickedFile if you...

→ Run an auto repair shop losing money to unbilled parts, uncredited cores, or vendor errors → Spend hours manually reconciling vendor statements → Operate multiple locations and need standardized AP → Suspect parts theft or vendor overcharges → Use Tekmetric, Shop-Ware, Mitchell 1, Fullbay, or Protractor

Co-founded by Bob Saladna after he lost $180,000 to parts theft at his own shop.

Co-founded by Bob Saladna after he lost $180,000 to parts theft at his own shop.

Choose WickedFile if you...
Run an independent or franchise auto repair business losing money to unbilled parts, uncredited cores, or vendor errors
Spend hours manually reconciling vendor statements every month
Operate multiple locations and need standardized AP without hiring more back-office staff
Suspect parts theft or vendor overcharges at your shop
Use Tekmetric, Shop-Ware, Mitchell 1, Fullbay, Protractor, NAPA TRACS, or RO Writer

Choose Melio if you...

→ Need simple, low-cost digital bill pay for your small business → Span multiple industries and need one bill pay platform → Want to pay vendors by card or schedule payments from your phone → Need international payment capabilities → Are comfortable managing reconciliation manually or with a separate tool

Choose Melio if you...
Need a simple, low-cost way to stop writing paper checks and pay vendors digitally
Span multiple industries and need one bill pay platform across all of them
Want to pay vendors by card, schedule batch payments, or pay from your phone
Need international payment capabilities or want card rewards to extend your cash float
Are comfortable managing vendor credits and parts reconciliation manually or with a separate tool
Can Melio track core returns for auto repair shops?
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Does WickedFile handle bill payments like Melio?
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Is Melio really free?
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Can I use both Melio and WickedFile together?
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Stop Paying Bills You Haven’t Verified

Every invoice your shop pays without proper reconciliation is a gamble.

No commitment · No per-user fees · 500 free pages